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µ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µ µ HWF T WRROV \RX KDYH DQG \RXU SOXPELQJ VNLOOV T FRVW RI PDWHULDOV QHHGHG T VSDFH DYDLODEOH IRU LQVWDOOLQJ WKH ILOWHU KRXVLQJ 0DNH D VLPSOH VNHWFK RI \RXU SURSRVHG LQVWDOODWLRQ DQG D OLVW RI SOXPELQJ PDWHULDOV \RX ZLOO QHHG 2E WDLQ HYHU\ WKLQJ \RX QHHG EHIRUH VWDUWLQJ WKH LQVWDOOD WLRQ %H VXUH \RX KDYH WKH WRROV UHTXLUHG 7<3, &$/ 81'(56, 1. [. . . ] [. . . ]